Did you know that your credit is checked when you apply for a loan, a job or if you want to purchase a car or home? So it is important that you build your credit properly.<\/p>\n\n\n\n
People with good standing credit will have lower interest rates, which means you save money in the future.<\/p>\n\n\n\n
So, if you are beginning to build your credit, the first thing to do is look for the perfect credit card.<\/p>\n\n\n\n
\u00a0Many companies, like Discover, have student cards. Discover offers the Discover It\u00ae Student Cash Back card. This card allows students to earn 5% cash back on purchases during the year. Each quarter, you can earn more at gas stations, Amazon, grocery stores, restaurants, and Paypal.<\/p>\n\n\n\n
To find the perfect card for you, look at Credit Karma and use the filters to find the best fit for you. NerdWallet also offers a comparison chart for different types of cards that offer different incentives, fees, rewards and your chance of approval for the card.<\/p>\n\n\n
\n<\/figure>\n<\/div>\n\n\n
The best way to have good credit is to pay attention to your accounts. When you make purchases on your credit cards, the balance on your card decreases, so make sure you are paying off your balance on time.<\/p>\n\n\n\n
You should also be checking your credit score. That will tell you if you are in good and safe credit standing. Credit Karma will show you your score without damaging it, and will even offer tips on how you can improve your score.<\/p>\n\n\n\n
If you feel that you are not ready to have your own credit card, you can become an authorizer on your parent\u2019s credit card. That way you can still build your credit since it will be attached to your social security. If you do this, make sure that the person you are joining has already good standing credit.<\/p>\n\n\n
\n
Did you know that your credit is checked when you apply for a loan, a job or if you want to purchase a car or home? So it is important that you build your credit properly.<\/p>\n\n\n\n
People with good standing credit will have lower interest rates, which means you save money in the future.<\/p>\n\n\n\n
So, if you are beginning to build your credit, the first thing to do is look for the perfect credit card.<\/p>\n\n\n\n
\u00a0Many companies, like Discover, have student cards. Discover offers the Discover It\u00ae Student Cash Back card. This card allows students to earn 5% cash back on purchases during the year. Each quarter, you can earn more at gas stations, Amazon, grocery stores, restaurants, and Paypal.<\/p>\n\n\n\n
To find the perfect card for you, look at Credit Karma and use the filters to find the best fit for you. NerdWallet also offers a comparison chart for different types of cards that offer different incentives, fees, rewards and your chance of approval for the card.<\/p>\n\n\n
\n<\/figure>\n<\/div>\n\n\n
The best way to have good credit is to pay attention to your accounts. When you make purchases on your credit cards, the balance on your card decreases, so make sure you are paying off your balance on time.<\/p>\n\n\n\n
You should also be checking your credit score. That will tell you if you are in good and safe credit standing. Credit Karma will show you your score without damaging it, and will even offer tips on how you can improve your score.<\/p>\n\n\n\n
If you feel that you are not ready to have your own credit card, you can become an authorizer on your parent\u2019s credit card. That way you can still build your credit since it will be attached to your social security. If you do this, make sure that the person you are joining has already good standing credit.<\/p>\n\n\n<\/div>","protected":false},"excerpt":{"rendered":"
Did you know that your credit is checked when you apply for a loan, a job or if you want to purchase a car or home? So it is important that you build your credit properly. People with good standing credit will have lower interest rates, which means you save money in the future. So, […]<\/p>\n","protected":false},"author":2,"featured_media":71,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"nf_dc_page":"","_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":false,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"_jetpack_feature_clip_id":0,"_jetpack_memberships_contains_paid_content":false,"footnotes":"","jetpack_post_was_ever_published":false},"categories":[4],"tags":[34,31,30,32,35,33,20],"class_list":["post-70","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-the-basics","tag-account","tag-building-credit","tag-credit","tag-credit-karma","tag-loan","tag-nerdwallet","tag-savings"],"yoast_head":"\n
Build-A-Credit - Keep the Moola!<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/fredstories.com\/keepthemoola\/build-a-credit\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Build-A-Credit - Keep the Moola!\" \/>\n<meta property=\"og:description\" content=\"Did you know that your credit is checked when you apply for a loan, a job or if you want to purchase a car or home? So it is important that you build your credit properly. People with good standing credit will have lower interest rates, which means you save money in the future. 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